Online Payday Loans in Orlando, FL

Need a Hand With Unexpected Expenses in Orlando?

We help Orlando residents connect with a network of lenders for short-term cash advances between $100 and $500, even with less-than-perfect credit.

$100 - $500
Fast Digital Process Next Business Day Funding Secure Matching Service
Check Your Eligibility
Fast
Decisions
Secure
Data Encryption
Simple
Online Form
Secure 256-bit SSL
OLA Member
Florida Financial Compliant
Secure 256-bit SSL
OLA Member
Florida Financial Compliant

How It Works

Get the funds you need in a few simple steps

1

Complete Our Secure Form

Fill out a simple online request with your basic information and desired loan amount.

2

Get Matched with a Lender

Our system works to connect you with a lender from our network who meets your needs in real-time.

3

Review Your Loan Offer

If matched, carefully review the lender's terms, interest rates, and repayment schedule before signing.

4

Receive Your Funds

Once approved and the agreement is signed, funds are typically deposited into your bank account as soon as the next business day.

Apply Now

Fill out the form below to get matched with a lender

Submitting a request on this website does not guarantee you will be matched with a lender or approved for a loan. Lenders may perform credit checks or verify your Social Security number through national databases.

Loan Information

Your Loan at a Glance

Amounts

$100 to $500

Terms

7 to 31 days

APR Range

200% - 400% APR (Varies by lender and term)

Types of Loans Offered

Payday Loans Cash Advances Short-Term Installment Loans

Eligibility Requirements

  • At least 18 years of age
  • U.S. citizen or permanent resident
  • Steady source of recurring income
  • Active checking account in your name
  • Valid email address and phone number

Required Documents

  • Valid Government Issued ID
  • Proof of Income (Paystubs or Bank Statements)
  • Social Security Number
  • Bank Account Details

Why Choose Us

  1. Fast Decisions

    Most borrowers receive a decision in real-time after submitting their information.

  2. Simple Online Form

    Our mobile-friendly request form takes just minutes to complete from your home or office.

  3. No Hidden Fees

    We only work with lenders who adhere to Florida's strict fee transparency laws.

  4. Secure Data

    Your privacy is our priority, utilizing 256-bit encryption for every transaction.

  5. All Credit Types

    Lenders in our network consider more than just your credit score, focusing on your ability to repay.

  6. Local Compliance

    Every lender we connect you with must follow Florida's $500 loan limit and 24-hour cooling-off rules.

What Our Customers Say

Quick help for car repairs

I had a flat tire and a cracked rim right before my shift at the hospital. I requested $400 and was connected with a lender almost immediately. The funds were in my account by the next morning.

Carlos Martinez ·Conway, Orlando

Simple process

The form was easy to fill out on my phone. I didn't get the full $500 I asked for, but $300 was enough to cover my power bill until payday. The fee was exactly what the site said.

Sarah Jenkins ·Winter Park, FL

Saved me from late fees

I was worried about my rent being late because of a delay in my paycheck. This service helped me find a lender quickly. Very professional experience.

Michael Thompson ·Pine Hills, FL

Highly recommend for emergencies

Used this when my AC went out in the middle of July. It was an emergency and I needed cash for the technician. Everything went smoothly.

Elena Rodriguez ·Lake Nona, FL

Decent rates

I appreciate the transparency about the Florida $500 limit. I got my funds the next day. The lender was easy to deal with.

David Chen ·Downtown Orlando

No hidden surprises

I've used other sites that felt sketchy, but this one felt local and honest. The $55 fee for my $500 loan was exactly what Florida law allows.

James Patterson ·Azalea Park, FL

Payday Loan and Cash Advance Stores in Orlando, Florida

Borrowers in Orlando can visit these local stores or apply online through our matching service to find the fast cash solutions they need, including payday loans, title loans, and check cashing services.

Amscot - The Money Superstore

Address 4986 W Colonial Dr, Orlando, FL 32808
Type Cash Advance
Phone (407) 290-6222
Hours Open 24 Hours

Amscot - The Money Superstore

Address 3002 E Colonial Dr, Orlando, FL 32803
Type Cash Advance
Phone (407) 896-8692
Hours Mon-Fri 8am-8pm, Sat 9am-6pm

Amscot - The Money Superstore

Address 2033 Americana Blvd, Orlando, FL 32839
Type Cash Advance
Phone (407) 857-1925
Hours Open 24 Hours

ACE Cash Express

Address 4712 S Orange Blossom Trl, Orlando, FL 32839
Type Payday Loans
Phone (407) 859-0062
Hours Mon-Sat 9am-7pm

ACE Cash Express

Address 5171 S John Young Pkwy, Orlando, FL 32839
Type Payday Loans
Phone (407) 855-3330
Hours Mon-Fri 9am-7pm, Sat 9am-6pm

Advance America

Address 5600 W Colonial Dr, Ste 315, Orlando, FL 32808
Type Payday Loans
Phone (407) 295-1011
Hours Mon-Fri 10am-6pm, Sat 9am-4pm

Advance America

Address 7661 S Orange Blossom Trl, Orlando, FL 32809
Type Payday Loans
Phone (407) 251-4240
Hours Mon-Fri 10am-6pm

InstaLoan

Address 3100 E Colonial Dr, Orlando, FL 32803
Type Title Loans
Phone (407) 893-0199
Hours Mon-Fri 9am-7pm, Sat 9am-6pm

InstaLoan

Address 900 Lee Rd, Orlando, FL 32810
Type Title Loans
Phone (407) 262-0091
Hours Mon-Fri 9am-7pm, Sat 9am-6pm

Credex (Car Title Loans)

Address 802 E Colonial Dr, Orlando, FL 32803
Type Title Loans
Phone (855) 527-3339
Hours Mon-Fri 10am-4:30pm

Amscot - The Money Superstore

Address 7501 E Colonial Dr, Orlando, FL 32807
Type Cash Advance
Phone (407) 249-1411
Hours Open 24 Hours

ACE Cash Express

Address 4490 S Semoran Blvd, Orlando, FL 32822
Type Payday Loans
Phone (407) 207-6003
Hours Mon-Thu 9am-7pm, Fri 9am-8pm, Sat 10am-7pm

Orlando Community Profile

Orlando is a dynamic economic center heavily influenced by its world-renowned tourism and leisure industry, which employs a large segment of the local workforce. While the city has seen significant population growth and investment, approximately 14.9% of the population lives in poverty, and more than 37% of households earn less than $50,000 annually. The prevalence of service-sector jobs, which can be subject to seasonal shifts and irregular hours, often leads to financial volatility for many families. Consequently, residents may seek short-term lending options to bridge gaps between paychecks or cover essential expenses during periods of income fluctuation.

334,854
Population
$69,414
Median Income
14.9%
Poverty Rate
4.0%
Unemployment

Transportation to Work

Drove Alone 69%
Carpooled 12%
Public Transit 1%
Walked 1%
Work from Home 13%
Other 4%

Class of Worker

Private Wage & Salary 83.1%
Government 11.6%
Self-Employed 5.1%
Unpaid Family 0.2%

Household Income Distribution

Under $25K 15.9%
$25K - $50K 21.4%
$50K - $75K 16%
$75K - $100K 14.4%
Over $100K 32.3%

Source: U.S. Census Bureau, American Community Survey 2023 1-Year Estimates; U.S. Bureau of Labor Statistics (Dec 2025)

Frequently Asked Questions

What is the maximum amount I can borrow in Orlando?
Under Florida law, the maximum amount you can borrow through a payday loan is $500 per transaction.
How long does it take to get the money?
While we are not a lender, most lenders in our network can fund your loan as soon as the next business day after approval.
Can I have more than one payday loan at a time in Florida?
No. Florida law prohibits borrowers from having more than one outstanding payday loan at a time. This is tracked through a statewide database.
Will I be credit checked?
Lenders may perform credit checks through traditional bureaus (Experian, Equifax, TransUnion) or alternative services like Teletrack or Clarity.
What if I can't pay back my loan on time?
Florida law provides a 60-day grace period if you inform the lender you cannot pay, provided you agree to undergo credit counseling.
Are there any 'cooling-off' periods in Florida?
Yes, Florida law requires a 24-hour cooling-off period between the time a payday loan is paid off and when a new one can be taken out.
Can I get a loan if I have bad credit?
Yes, many lenders in our network focus on your income and employment history rather than just your credit score.
What are the requirements for Orlando residents?
You must be 18, have a valid ID, a steady income, and an active bank account to request a loan through our service.
Is my personal information safe?
Yes, we use industry-standard 256-bit SSL encryption to ensure your sensitive data is protected throughout the process.

Ready to Get Started?

Get the funds you need as soon as the next business day.

Check Your Eligibility